Welcome to Sorrowland
It's kind of long, but worth the read.
http://www.slate.com/id/2245328/pagenum/all/
Change. Now. Not politically self serving feel good change, but hard core somebody's gettin' screwed change.
update: For those that don't know (and I didn't) Charlie Munger is Vice-Chairman of Berkshire Hathaway Corporation, the diversified investment corporation chaired by investor Warren Buffett.